Archive for March, 2009

If a person has two mortgages, for different properties,and one forecloses,will it affect the other mortgage?

Sunday, March 29th, 2009

donutsncoffee A friend of mine is in a situation where she has two mortgages on two different properties, one is her primary residence, and the other is an investment property. She is about to lose the investment property to foreclosure. She is scared that this might affect her mortgage/ownership of ...

What are the disadvantages of subprime home loans?

Sunday, March 29th, 2009

tikki I'm getting ready to buy my house. I know to do a 30-yr fixed rate. I'm just wondering what is the buzz about subprime home loans? It seems to really be hurting people and mortgage companies. What are the advantages and disadvantages? Thanks.Powered by Yahoo Answers

Psst.tell Your Kids That Buying A Home Is Easier Than They Think! Series Part I

Thursday, March 26th, 2009

Kristin Abouelata - Home Loans We encourage our kids to plan for their future, but we seldom include buying a first home sooner than average as a path to building that future. Let them know buying a home is easier than they think.Most of the people who read this column ...

How long will it take the latest 3/4% interest rate cut to affect the mortgage and loan companies rates?

Wednesday, March 25th, 2009

Cobabeology With the Fed's decision to cut interest rates, I understand that banks will follow suit and lower interest rates. How fast will it take for these changes to go into place? At what point should people begin to investigate refinancing their mortgages and other loans where it will actually ...

Impact of Risk Free Rate on Stock Retuns Evident From Karachi Stock Exchange Pakistan

Thursday, March 19th, 2009

S.M. Zahid AbstractThe current study looked at the relationship between risk free rate and stock market return. A five year monthly basis time series data from 2003-2007 of T-bills and KSE-100 index were taken for research study. For the analysis of data, simple regression model approach was applied. Stock market ...

Secured Home Loans: Squeeze the Potential of your Home

Wednesday, March 18th, 2009

Steve c clark If you want to avail personal loan for reasons like purchasing a new car, renovating your home, paying your debt etc. You can avail secured home loans by placing your home as collateral against the loan amount. Secured home loans are offered with very low rate of ...

Why cant the government offer to buy all mortgages and stop the meltdown?

Monday, March 16th, 2009

campnstarz If there are 300 million people in America, and likely less than 100 million mortgages, a buy out of less than 100 million could stop the leveraged mortgage meltdown. Why not stop it at the source and only spend 100 million instead of the billions?Powered by Yahoo Answers

Home Loans

Tuesday, March 10th, 2009

Jaksha Shah There are many types of home loans available in India offered by various Banks and Housing Finance Companies like:Home purchase loans : Loan for purchase of a house.Home improvement loans : Loan for repair works and renovations in a home already purchased.Home construction loans : Loans for construction ...

Home Loan Modifications and Your Credit Score

Tuesday, March 10th, 2009

Loan Modification Attorney A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit, and whether in a good or bad way. Unfortunately, there’s no single answer—it all depends on how far ...

Credit Rating Agencies - Need for Reform

Wednesday, March 4th, 2009

Nagraj Gummala Credit Rating Agencies (CRAs) – Need for Reform1. Crisis – Spotlight on CRAs"Credit-rating agencies use their control of information to fool investors into believing that a pig is a cow and a rotten egg is a roasted chicken. Collusion and misrepresentation are not elements of a genuinely free market ...